Need To Sell Your Texas Mortgage Note? We Are Note Buyers

We Are Note Buyers In San Antonio, And South Texas Home Investors May Be Able To Buy Your Note Payments… Get A Fair Offer Within 24 Hours.

Do you have a Texas private mortgage note, real estate note, private promissory note, or trust deed and want to sell all or part of the payments in your note to unlock your cash stuck in that note? We know there are plenty of reasons why you might want to sell all or part of your note payments fast like: To pay off debts, to make another investment that will provide you a higher return, diversify your portfolio… or even just to get rid of the burdensome bookkeeping and payment collections.   You may be dealing with the potential of foreclosure headaches and a bad borrower… or the note may be performing just fine, you’d just like to free up some of your cash stuck in that note today. Everything you are dealing with right now—the waiting, stress, hassle of getting your home ready for sale, ALL OF IT—could be OVER by this time next week (see how below). 

Call 210-729-9030 now for a fast-fair offer on your note payments within 24 hours

START HERE to Get An Offer On Your Note Today →

What Types Of Private Notes Can We Buy Quickly?

1st and 2nd Liens

Performing only

Almost all property types

Texas and Nationwide

Why work with us?

Professional ServiceQuick TurnaroundNo hidden fees
You have a designated
Loan Acquisitions Officer
That you can partner with on every note.
Our average closing time in 23 days.
We provide offers within 24 hours.
We process and pay for
all closing costs including
appraisal, underwriting
and processing fees

What Do We Use To Come Up With Our Offer

We provide a Fair Market Value based on these factors:

  • Property type
  • Equity
  • Credit
  • Seasoning

1st Lien Standard Mortgage Note Criteria

  • Minimum Unpaid Principal Balance (UPB) of $30,000.00
  • Minimum credit of 550
  • Minimum 1 month of seasoning
  • We can pay up to 95% of the unpaid principal balance (UPB), but there is always a discount.

1st Lien Premium Mortgage Note Criteria

  • Residential Property Types (excludes mobile homes & rentals)
  • We pay up to 95% of the Unpaid Principal Balance (UPB)
  • 95% of Premium Notes Submitted – close
  • Simple underwriting guidelines
    • UPB OF $85k or more
    • Credit of 680 or higher
    • Equity of 20% or more
    • 1st Lien only

2nd Lien Mortgage Note Criteria

  • Almost all property types
  • Unpaid Principal Balance (UPB) of $30,000+
  • Credit of 600+
  • Maximum CLTV of 80%
  • No Partials

Commercial Notes

  • Typically purchased on a Partial Buyout, unless the remaining term is less than 8 years
  • Commercial Full Buyout Criteria:
    • Unpaid Principal Balance (UPB) OF $50,000 TO $500,000
    • If personally guaranteed: 680+ credit and 20%+ equity
    • If not personally guaranteed: 30%+ equity and 36+ months of seasoning


Use our online submission form or view our quote request checklist:

Please have the following items for your quote submissions (not needed for initial form)

  • Property address
  • Sale Price
  • First Payment Date
  • P&I Payment
  • Balloon Date, if applicable
  • Property Type & use
  • Down payment
  • Interest Rate
  • Escrow Payment
  • Current Unpaid Principal Balance

Unlock The Cash Stuck In Your Note Below!

We buy real estate notes, mortgages, and other types of notes fast. Put your address and email below and answer 5 easy questions on the next page to get a cash offer in 24 hours!
  • This field is for validation purposes and should be left unchanged.

Are you asking, “How can I sell my TX note when the borrower isn’t making their payments to me? — we are one of the only hassle-free TX note buyers in the area that specializes in local notes (especially “ugly” non-performing notes). We’ll buy…

  • Real Estate Mortgage Notes (in TX and other states as well!)
  • Promissory Notes
  • Secured Notes
  • Land Contract Notes
  • Many Owner Financed Notes 
  • Performing and Non-Performing First Mortgage Notes
  • Performing and Non-Performing Second Mortgage Notes
  • Business Notes
  • Commercial Notes
  • Partial Notes (don’t want to sell all of the remaining note payments? We can buy partial notes too!)

Any other types of notes… just submit your info to us through the form on this page, we’ll evaluate it and get you a guaranteed offer within 24 hours. Still have questions? Check out our Frequently Asked Questions Page →

Why Work With South Texas Home Investors To Sell Your Texas Private Mortgage Note For A Fair Price?

First off, we buy and sell mortgage notes all around the country specializing in San Antonio… but we’re not only TX note buyers, we buy in other states as well.   Since we’re buying the note (we are not note brokers), there are no commissions or fees ever. We are professional Texas mortgage note buyers based here in San Antonio TX and offer a unique note buying service so that you can sell all or part of your note fast and no longer have to worry about having your cash locked up in that note… or the headaches that go along with collecting payments or doing the accounting on that note… we take care of it all. It’s a simple process (Go Here To Learn About How To Sell Your Texas Mortgage Note ››). Feel free to call us anytime at 210-729-9030 or simply submit the short form on this page to get the process started!

How Does The Process To Sell My Texas Private Mortgage Note To South Texas Home Investors Work?

Selling All Or Part Of Your Note Is Actually Really Simple and Straightforward…  You’re on this website because you need to unlock the cash in your note sooner than later, right? It’s easier than you think – and we can help. Our local Note Buying Program here at South Texas Home Investors is really pretty straightforward. Step 1: Submit the note info on this website or give us a call at 210-729-9030 and let us know a bit about the note (balance, # of payments left, property) & borrower. Step 2: We’ll look at the situation and come up with the value of your note, offer you the highest possible price and several options Step 3: You can have a cashiers check in hand within 14 days (sometimes quicker if you need it). You pay no costs at all. We handle everything – start to finish to make the process easy and smooth for you. How Much Can We Pay For Your Note?: We are usually able to get you the cash you need. We purchase notes at a discount over the balance remaining on the note. By paying you with cash now and/or with cash at a later date, we can give you the maximum amount of cash… often the highest in the market. It is even possible to receive the full face value of your note (ask us how to receive the max price by calling 210-729-9030 today!).

We’ll Help You Weigh All Of Your Options Before You Sell Your Note.

We Are Texas Mortgage Note Buyers… So Let’s Chat! Get Started Below. 

Unlock The Cash Stuck In Your Note Below!

We buy real estate notes, mortgages, and other types of notes fast. Put your address and email below and answer 5 easy questions on the next page to get a cash offer in 24 hours!
  • This field is for validation purposes and should be left unchanged.

Or Give Us A Call Now At: 210-729-9030

your privacy is important to us

We help note holders, in TX and surrounding states, just like you in all kinds of situations. From selling a private mortgage in San Antonio TX, to selling a private trust deed in TX, selling a TX cash flow note, or even selling an owner financed note in TX… we can help! We are San Antonio TX note buyers (our office is in San Antonio ) but we buy notes in all corners of TX and the surrounding states as well. If you want to unlock all or part of the cash stuck in a note you own… we’d love to help! If you prefer to talk to someone in our office before submitting your property information just give us a call today at 210-729-9030